A flash of headlights blinded Wendy. She swerved, but it was too late. The sickening crunch of metal echoed in her ears as her car collided with another vehicle. The impact sent her spinning, her head striking the window with a force that knocked her unconscious.   When Wendy awoke, she found herself in a hospital bed, surrounded by concerned faces. Her memory was foggy, pieces of the accident slipping through her grasp like water through her fingers. But one thing was clear – I